Job Description:

📍 Loughborough, Leicestershire
💼 Full-Time | Permanent
⏰ 36.25 Hours Per Week
🏡 Hybrid Working Available

An exciting opportunity has arisen for an experienced and motivated Mortgage Underwriter to join an established lending team based in Loughborough.

Working as part of a supportive and collaborative team consisting of Senior Underwriters, Underwriters and Administrative Support colleagues, you will play a key role in assessing mortgage applications and delivering excellent service to brokers and customers.

This is an excellent opportunity for someone with strong underwriting experience who enjoys working in a customer-focused environment and wants to be part of a respected and growing organisation.

• 36.25 hours per week
• Working hours between 8:00am - 5:00pm
• Flexible working / flexi-hours available
• Hybrid working model - 2 days working from home
• Free onsite parking
• Supportive and collaborative team environment

• Assess and underwrite mortgage applications in line with lending policy and regulatory requirements
• Review customer income, expenditure, credit profiles and supporting documentation
• Make informed lending decisions within delegated authority levels
• Liaise with mortgage brokers, solicitors and internal departments to progress applications efficiently
• Provide excellent service and clear communication throughout the underwriting process
• Support Senior Underwriters where required on more complex lending cases
• Ensure all work complies with FCA regulations and internal risk controls
• Maintain accurate records and case notes

The successful candidate will ideally have:

• Previous mortgage underwriting experience
• Strong knowledge of mortgage lending criteria and regulations
• Excellent attention to detail and decision-making skills
• Strong communication and organisational abilities
• The ability to manage workloads effectively in a fast-paced environment
• A team-focused approach with a positive and professional attitude

• Experience within a Building Society or specialist lending environment
• CeMAP qualification or working towards it

Office Angels is an employment agency and business. We are an equal-opportunities employer who puts expertise, energy and enthusiasm into improving everyone's chance of being part of the workplace. We respect and appreciate people of all ethnicities, generations, religious beliefs, sexual orientations, gender identities, abilities and more. By showcasing talents, skills and unique experiences in an inclusive environment, we help individuals thrive. If you require reasonable adjustments at any stage, please let us know and we will be happy to support you.

Office Angels acts as an employment agency for permanent recruitment and an employment business for the supply of temporary workers. Office Angels UK is an Equal Opportunities Employer.

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